You Built Your Own Job. Now Build Your Own Safety Net.
No employer means no group plan. It does not mean overpaying or going without. See what 1099 workers actually qualify for.
Check My OptionsPremiums That Stay Put
Your income moves around. Your premium should not. We compare plans with predictable costs so a slow month never costs you your coverage.
Covered Wherever the Work Is
Take a contract two states over and your plan comes with you. We focus on nationwide PPO networks, not narrow local ones.
Turn Premiums Into a Write-Off
Plans with an HRA 105 let 1099 workers deduct premiums and qualifying medical costs as business expenses. Lower taxes, full coverage.
Know Exactly What You Will Pay
No fine print surprises. Your advisor shows you the real numbers up front: premium, out-of-pocket max, what is covered from day one.
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See a Doctor Without Losing a Workday
Telehealth and nationwide urgent care access mean you can talk to a doctor from your truck, your job site, or your kitchen table.
Frequently Asked Questions
Why is health insurance so expensive when you work for yourself?
What happens if my income changes during the year?
Can I write off my health insurance on my taxes?
I cannot take time off for appointments. How do I see a doctor?
Make Your Health a Priority Today
Get a free, no-pressure review of your coverage options from a licensed advisor.
Get My Free QuoteWhy Self-Employed Choose Unified Plan Options
Real people in situations like yours.
"As a contractor my income jumps around, so I always skipped coverage. They found me a plan I can actually afford in the slow months — and showed me how to write off the premium."
"I run a one-man landscaping business. I had no idea a private plan could cost less than what I was quoted on the marketplace. Saved me about $120 a month."
"Freelance designer here. They explained the HRA write-off in plain English and got me covered without the usual runaround. Painless."