Licensed in 31 states · Private PPO & Marketplace options · Talk to a real advisor, free
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Private PPO & Marketplace options

Health Coverage That Protects You From Day One

Most people are one ER visit away from a bill they can't pay, or overpaying for a plan they never compared. See what you qualify for in about 2 minutes. One licensed advisor, zero spam.

Licensed in 31 states 10,000+ families helped $0 deductible options No spam calls, one advisor
★★★★★ Trusted by families in 31 states

Who needs coverage?

See what you qualify for. Takes about 2 minutes.

Sound Familiar?

Paying too much for health insurance?

Most people never re-shop their plan. The market changed. Your rate should too.

Losing coverage from a job or Medicaid?

You have more options than COBRA. Some can start as soon as the 1st of the month.

Can't see the doctors you want?

Narrow networks lock you out. Nationwide PPO options put you back in control.

See What I Qualify For
Reviewing health plan options with an advisor
The deductible trap

Think You're Covered? Check Your Deductible First.

With many Marketplace plans, you can't use most of your benefits until you've paid thousands out of pocket. That's not protection, that's a discount card with a monthly fee.

We compare both private PPO plans and public options, including $0 deductible plans where benefits work from day one. You pick from real numbers, side by side.

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Don't Get Burned by Bad Insurance

#1

Medical bills are the number one cause of bankruptcy in America

44%

of Americans with marketplace coverage are underinsured

57%

of people skipped care they needed because of the cost

Who we help

Coverage Built Around Your Life

Self-employed, between jobs, on the road, running a business, or covering a family. Pick your situation.

Simple process

Getting Better Coverage Is Easy

1

Answer a Few Questions

Tell us your situation in about 2 minutes. No documents needed to start.

2

Get a Free Coverage Review

One licensed advisor reviews what you have now, finds the holes, and pulls plans you actually qualify for. No pressure, no call center.

3

Pick Your Plan and Rest Easy

Choose with real numbers in front of you. Your advisor handles enrollment and stays your point of contact after.

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Client reviews

Over 10,000 Families Got Better Coverage for Less

Here's what a few of them said after working with one of our advisors.

BL
Brandon L.
Naples, FL
★★★★★

"I had no idea where to start with health insurance, but Vance broke it down in simple terms and helped me find a plan that actually made sense."

GT
George T.
Jacksonville, FL
★★★★★

"Rick... what a guy! Short and simple. First time not falling asleep on an insurance call and got exactly what I was looking for."

KD
Kevin D.
Denver, CO
★★★★★

"I was overpaying through my old provider. They helped me switch to a better plan that actually saved me $85 a month and gave me more coverage."

L&
Lisa & Tom R.
Charlotte, NC
★★★★★

"We needed a plan that covered our kids too. They found one that worked for all of us, even included vision and dental, and saved us over $100 a month."

EH
Emily H.
Minneapolis, MN
★★★★★

"I was going without insurance for almost a year. This gave me peace of mind and didn't break my budget."

NK
Natalie K.
Portland, OR
★★★★★

"Booking the call took seconds. The advisor wasn't pushy, and now I'm all set with a plan I understand."

Questions?

Frequently Asked Questions

Is talking to an advisor really free?
Yes. Your consultation and healthcare review are completely free and come with no obligation. No fees, no pressure, no strings.
Do you only sell private plans?
No. We compare private PPO plans and public options like ACA/Marketplace side by side, then recommend whichever actually fits your situation and budget.
Will I get blown up with spam calls?
No, and this matters: your information goes to one licensed advisor at Unified Plan Options. We never sell or share your details with networks of marketers. One advisor, that is it.
How fast can my coverage start?
In many cases, as soon as the 1st of the next month. Some private plans can start even sooner.
What do I need to get started?
Just the basics: your state, who needs coverage, and a rough idea of your situation. The form takes about two minutes and a licensed advisor handles the rest.

Your Health Can't Wait for 'Someday'

The review is free, the advice is honest, and some plans start as soon as the 1st of the month.

See What I Qualify For
Nationwide reach

Licensed to Provide Health Coverage Across 31 U.S. States

Alabama
Arkansas
Colorado
Delaware
Florida
Georgia
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maryland
Michigan
Mississippi
Missouri
Montana
Nebraska
Nevada
North Carolina
Ohio
Oklahoma
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
West Virginia
Wisconsin
Wyoming
Working with a licensed advisor
Our mission

No Pressure. Just Clarity and Support.

Insurance feels confusing because somebody profits when you're confused. We do the opposite: break it down in plain English, show you every option, and let you decide.

That's why over 10,000 families have trusted us to find coverage that actually protects them.

Talk to an Advisor