:root{--navy:#0b2545;--navy-2:#123a63;--brand:#1b75bb;--brand-dark:#155e96;--teal:#2e7286;--ink:#16222e;--muted:#5b6b7b;--bg:#fff;--bg-soft:#f4f8fb;--line:#e3eaf1;--gold:#f5a623;--radius:14px;--shadow:0 10px 30px rgba(11,37,69,.08);--shadow-lg:0 24px 60px rgba(11,37,69,.14)}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-inter),"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}ul{list-style:none}button{font-family:inherit}.container{max-width:1160px;margin:0 auto;padding:0 22px}h1,h2,h3{line-height:1.18;color:var(--navy);letter-spacing:-.02em}h1{font-size:clamp(2rem,4.6vw,3.3rem)}h1,h2{font-weight:800}h2{font-size:clamp(1.5rem,3vw,2.25rem)}h3{font-size:1.15rem}.eyebrow,h3{font-weight:700}.eyebrow{display:inline-block;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--brand);background:rgba(27,117,187,.1);padding:6px 14px;border-radius:999px;margin-bottom:16px}.lead{font-size:1.13rem;color:var(--muted);max-width:640px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;font-size:1rem;padding:14px 30px;border-radius:999px;border:none;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease}.btn-primary{background:var(--brand);color:#fff;box-shadow:0 8px 20px rgba(27,117,187,.35)}.btn-primary:hover{background:var(--brand-dark);transform:translateY(-2px)}.btn-gold{background:var(--gold);color:var(--navy);box-shadow:0 8px 20px 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.95fr;grid-gap:52px;gap:52px;align-items:start;padding:70px 0 80px}.hero-copy{padding-top:16px}.hero-form-col .quote-card{padding:34px 32px 30px}.hero-stars{margin-top:26px;color:var(--gold);font-size:1.05rem;font-weight:700;letter-spacing:2px}.hero-stars span{color:hsla(0,0%,100%,.85);font-size:.9rem;letter-spacing:0;margin-left:8px;font-weight:600}.stats-band{background:var(--navy)}.stats-band h2{color:#fff}.stat{text-align:center;padding:10px 18px}.stat-num{font-size:3rem;font-weight:800;color:var(--gold);line-height:1.1;margin-bottom:10px}.stat p{color:hsla(0,0%,100%,.82);font-size:.98rem;max-width:280px;margin:0 auto}.section{padding:84px 0}.section-soft{background:var(--bg-soft)}.section-head{text-align:center;max-width:700px;margin:0 auto 52px}.section-head .lead{margin:14px auto 0}.cards-3{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:26px;gap:26px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 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